Millionaire Cheesecake Bars – A Decadent Delight with Caramel & Chocolate

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If you’ve been looking for a rich, indulgent dessert that’s sure to impress, look no further than these Millionaire Cheesecake Bars. Combining a buttery graham cracker crust, creamy cheesecake filling, luxurious caramel, and a glossy layer of melted chocolate, this dessert is the ultimate treat for anyone who loves the finer things in life—without spending hours in the kitchen.

Perfect for dinner parties, holidays, or just a decadent weekend dessert, these bars are straightforward to make but deliver maximum impact. Let’s dive into everything you need to know to bring these beauties to life!

Why You’ll Love This Recipe

These Millionaire Cheesecake Bars are the definition of elevated comfort food. They offer the rich tang of cheesecake, the buttery crunch of graham crackers, and the silky sweetness of caramel and chocolate. This dessert is perfect for:

  • Busy home bakers who want a high-end result with simple steps.
  • Sweet tooths who crave layers of flavor and texture.
  • Entertainers and hosts looking to wow guests without complicated baking.

Not only are these bars indulgent and elegant, but they’re also made with pantry staples and require just a few easy steps to create dessert magic.

Ingredients Breakdown

Let’s take a closer look at what you’ll need for each delicious layer.

✅ For the Crust:

  • 1 ½ cups graham cracker crumbs
  • 6 tbsp melted butter 🧈
  • 2 tbsp sugar

✅ For the Cheesecake Layer:

  • 16 oz cream cheese (softened)
  • 3/4 cup powdered sugar
  • 1 large egg
  • 1 tsp vanilla extract

✅ For the Caramel & Chocolate Layers:

  • 1 cup caramel sauce (store-bought or homemade) 🍯
  • 1 cup semi-sweet chocolate chips (melted)

Kitchen Equipment You’ll Need

To make these luscious bars, you’ll need the following kitchen tools:

  • Mixing bowls (medium and large)
  • Hand mixer or stand mixer
  • Measuring cups and spoons
  • Spatula
  • 8×8-inch baking pan
  • Parchment paper
  • Oven
  • Microwave-safe bowl (for melting chocolate)
  • Cooling rack
  • Sharp knife (for clean slicing)

Step-by-Step Instructions

Step 1: Prepare the Crust

Mix the graham cracker crumbs, melted butter, and sugar until well combined. Press the mixture evenly into the bottom of a parchment-lined 8×8-inch pan. Bake at 350°F (175°C) for 8 minutes. Let the crust cool completely before adding the next layer.

Step 2: Make the Cheesecake Layer

Beat softened cream cheese and powdered sugar until smooth and creamy. Add the egg and vanilla extract and mix on low speed until fully combined. Spread the cheesecake mixture evenly over the cooled crust. Bake at 325°F (160°C) for 20–25 minutes, or until the center is set. Let it cool to room temperature, then chill in the fridge for at least 4 hours.

Step 3: Add the Caramel and Chocolate Layers

Once chilled, drizzle caramel sauce evenly over the cheesecake layer. Melt the chocolate chips (you can use a microwave in 30-second bursts, stirring in between), then spread the melted chocolate over the caramel. Return to the fridge for at least 1 hour, or until the top is firm and set.

Step 4: Slice & Serve

Using a sharp knife, slice into squares or bars. For extra clean cuts, run the knife under warm water and wipe between cuts.

Tips for Success

  • Use room temperature cream cheese to ensure a smooth, lump-free cheesecake layer.
  • Line your baking pan with parchment for easy removal and clean edges.
  • Chill thoroughly between each layer—don’t rush the chilling time, or your layers may mix or melt.
  • Melt chocolate gently to prevent seizing. Add 1 tsp of coconut oil for a shinier, softer top layer if desired.

Variations & Swaps

Want to switch it up? Try one of these delicious twists:

  • Use Oreo crumbs instead of graham crackers for a chocolatey crust.
  • Add sea salt flakes on top of the chocolate layer for a sweet-salty combo.
  • Try white chocolate instead of semi-sweet for a different flavor profile.
  • Infuse caramel with espresso for a grown-up coffee twist.

How to Store Leftovers

These bars store beautifully!

  • Refrigerator: Store in an airtight container in the fridge for up to 5 days.
  • Freezer: Freeze individual bars (separated with parchment) in a sealed container for up to 2 months. Thaw in the fridge overnight before serving.

Perfect Pairings

These bars are rich, so pair them thoughtfully for the best experience:

  • Drink Pairing: A small espresso or strong black coffee helps cut through the sweetness.
  • Food Pairing: Serve alongside fresh berries or a scoop of vanilla ice cream to balance the richness.

Frequently Asked Questions

Can I make these bars ahead of time?

Absolutely! These bars are even better when chilled overnight, making them perfect for prepping in advance.

Can I use a different pan size?

Yes, but note that using a larger pan (like 9×9) will result in thinner bars. Adjust baking time slightly if needed.

How do I make homemade caramel?

Combine 1 cup sugar with 6 tbsp butter and 1/2 cup heavy cream over medium heat. Stir until thickened and golden. Let cool before layering.

Are these bars gluten-free?

Not as written, but you can use gluten-free graham crackers for the crust.

Final Thoughts

Whether you’re baking for a celebration or just want to treat yourself, these Millionaire Cheesecake Bars are a show-stopping dessert that delivers in both flavor and presentation. Each bite is a luxurious balance of creamy, crunchy, sweet, and smooth—making them an irresistible addition to your baking repertoire.

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